Loans are available to purchase new and second-hand vehicles such as light delivery vans, trailers, small trucks and tractors. The repayment period in the case of the purchase of a new tractor is ten years and five years for a second-hand tractor. The repayment period in the case of the purchase of a new Vehicle is five years and three years for a second-hand vehicle.
Requirements
- Provide latest six months’ bank statement.
- Provide latest pay slip for part-time farmer/proof of
income. - Provide latest municipal bill if residential property is
offered as security. - Provide last three years’ audited financial statements.
- Applicants must have a clean credit record.
- Applicants can either be full or part ti me farmers.
- Applicants should be Namibian citizens.
- Applicants must provide a business plan.
- Agribank offers flexible installment options to suit client’s
financial needs. - The available installment options are: monthly, quarterly,
biannual or annual. - Loans are granted against security of fixed property,
investment or any other acceptable form of security
(fixed deposits, investments and surrendering value of
policies). - Quotations from registered dealers/suppliers must be
provided. - Companies or co-operatives should provide audited
financial statements, certificate of registration,
association agreement, shareholders or directors of the
company and must have a registered Auditing Firm.
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